WE FINALLY MOVED

Having first viewed our flat in August 2016, the long six months of endless complications that followed seemed to go on forever. When we finally received the keys last month, the stress was forgotten and we were ready to move in there and then. That was until we put the key in the door and realised the hard work had only just begun…if you’re moving into your first place, get reading and let our misery be beneficial to at least one person…

#1 Take off those rose tinted glasses. We viewed our flat twice and made an offer after the first viewing. Being very new to it all, we definitely fell head over heels the moment we walked in and our vision was clouded to all the potential problems. We took this into account though and went in with a more critical eye for our second viewing…’more critical eye’. The excitement of walking into a home that would one day be ours seemed to take over us and once again we failed to acknowledge the ruined carpets (ridden with cigarette burns) and stained flooring. (Might I add that the seller had everything positioned to hide these so we weren’t quite as naive as it seems). But still, had we been a little more eagle eyed we could have spotted these things and asked for a reduction in price as in the end we were left to replace the carpets for the whole flat. 

#2 Don’t expect to move in straight away. We had a loooong wait between putting in our offer and moving in so when the date finally came around we were ready to move in as soon as possible. Unfortunately this didn’t quite work out…upon turning the key in our very own front door we were greeted with worn, dirty carpets, a dirty greasy kitchen and scruffy walls to match. We tried to put on a brave face for eachother but ultimately, we were gutted. We knew we couldn’t move in with it in the state it was and agreed to spend the next few weeks getting it perfect.  So even if you think you’ve spotted everything on your viewings, always be prepared for things you might not have noticed like carpet stains covered by furniture and your seller leaving the place absolutely filthy (thanks, bud). 
#3 Get all the surveys carried out. I’ll be honest, handing over more money for extra surveys to be done was not my biggest priority so we opted for the standard surveys that are required. This is me telling you pay for all the surveys. I know buying a house is incredibly pricey and fees for everything under the sun seem to be thrown in but please put aside a little extra money to pay for these. They are worth it and can save you a lot of extra money down the line. There were some things (luckily only minor) that an additional surveyor could have picked up on, saving us time and money. It’s always worth getting a new place checked out so you can haggle on the price or walk away if there is something major.

What are your top tips for moving or things you would have done differently? Let me know in the comments below!

 I will also be posting some before and afters of our home very soon so don’t forget to check back! 

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– LIFE IS GETTING A WHOLE LOT MORE ADULTY

Never ever ever did I imagine that at the age of twenty one I’d be in the process of buying my first home with my boyfriend. As first time buyers we have very little knowledge of houses, mortgages and the tonnes of stuff that comes with it and I’m sure we’re not the only ones! If you’re in a similar position and clueless as we are, you will hopefully find some of the following tips and advice helpful…

#1 Choose your conveyancer carefully. Often the estate agent you’re buying through will recommend a team they’re partnered with, but don’t feel pressured into using them. A conveyancer is responsible for sorting out all the legal bits involved in the purchase of your new home and will cost you something like £500. They’re a big part of the process so having someone who will update you often and answer any questions you have is definitely important.

#2 I for one can’t wait to move into our newhome so I can really start to make it ours. Simple tip, but start off with the basics like sofas and kitchen equipment before bulk buying the entire range of Yankee candles (potentially guilty).

#3 Read your documents! This seems like a really obvious one but don’t trust everything you sign to be correct and accurate. Mistakes can be made no matter how experienced and knowledgeable the author is. Read through all the paper work you receive (however boring it may be, and it is) and make sure to bring up any queries with your conveyancer.

#4 Keep organised. By the end of the process you’ll have paper work coming out your ears so it’s important for your sanity (at least it has been for mine) to keep everything filed. Depending on the company, a lot of it may be scanned and kept online so it can easily be accessed if and when needed. It is, however, always useful for the inevitable insurance policy documents and copies of this, that, and the other to be filed neatly away to be produced in a time of need.

#5 When checkingaffordability, always over estimate. If you can afford to move out when you’re allowing £500 a month on food for two of you when in reality it may only be £250, you won’t suddenly find yourself scraping by.

In the same position? Or a house buying pro? Let me know your tips!

Sophie x

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